All fees are negotiable, the following is a customary division of the fees
| (S) Seller (B) Buyer | FHA SALE | VA SALE | CON/ SALE | ALL CASH | ASSUMPT |
| 1. Real Estate Commission | S | S | S | S | S |
| 2. C.L.T.A (Title) | S | S | S | S | S |
| 3. A.L.T.A (Title) | B | B | B | B | B |
| 4. Endorsement Fee (Title) | S | S | B | B | B |
| 5. Monument Fee (Title) | S | S | B | B | B |
| 6.Sub-Escrow Fee | S | S | S/B | S | |
| 7. Recording (Grant Deed) | B | B | B | B | B |
| 8. Recording (Reconveyance) | S | S | S | S | |
| 9. Recording (Trust Deed) | B | B | B | ||
| 10. Change of Ownership | B | B | B | B | B |
| 11. Trustee Fee | S | S | S | S | |
| 12. Escrow Fee | S/B | S | S/B | S/B | S/B |
| 13.Transfer Tax | S | S | S | S | S |
| 14. Tax Service (Lender) | S | S | B | ||
| 15. Loan Fee (Lender) | B | B | B | ||
| 16. Discount Fee (Lender) | S/B | S | B | ||
| 17. Appraisal Fee (Lender) | B | B | B | ||
| 18. Credit Report (Lender) | B | B | B | ||
| 19. Home Protection | S | S | S | S | S |
| 20. IRS Form 1099 | S | S | S | S | S |
| 21. Cal-Firpta | S | S | S | S | S |
| 22. Termite Inspection | S | S | S | S | S |
| 23. Termite Work (If any) | S | S | S | S | S |
REFERENCES TO NUMBERS ABOVE
2. C.L.T.A. POLICY OF TITLE INSURANCE -
customary for the seller to pay for the C.L.T.A Policy, unless buyer agrees to do so.
3. A.L.T.A POLICY OF TITLE INSURANCE - insures the new lender.
4. ENDORSEMENT - required by the lender on some loans.
5. MONUMENT FEE - is a charge by the County Recorders Office, for a meets
and bounds description on the Property.
6. SUB-ESCROW FEE - is a fee charged by the Title Company, whenever there
is a pay-off on an existing loan or a new loan is to record.
10. CHANGE OF OWNERSHIP - is a requirement of the County Recorders
Office, if one does not accompany the Grant Deed, then there is a fee charged.
11.TRUSTEE FEE - a fee that the existing lien holder of record charges,
for a Deed of Reconveyance.
12. ESCROW FEE - customary for the seller and buyer to split 50/50. ON A
VA LOAN BUYER CANNOT PAY FOR AN ESCROW FEE
13. TRANSFER TAX - a state tax on the sale of real property, based on the
sale price or equity transferred.
14.TAX SERVICE - required by institutional lenders. Gives the lender
notice when taxes are delinquent.
20. IRS 1099 FORM - seller receives a 1099 based on the sales price.
21. CAL-FIRPTA - California Income Tax withholding as required by Revenue
and Taxation Code section 26131 and section 18805. A $25.00 fee applies to the
withholding.
