Category: For Borrowers
January, 2018 New Affordable Housing and Job Acts Fee, also known as SB2 Establishes permanent, ongoing sources of funding dedicated to affordable housing development Money to be placed in …
With the two-year anniversary of the TILA/RESPA Integrated Disclosure rule (known informally as TRID) implementation happening this month, it’s a good time to step back and take a look …
It’s been more than six months since the Consumer Financial Protection Bureau’s (CFPB) TILA-RESPA Integrated Disclosure (TRID) went into effect, with the main goal of simplifying the home closing …
Change to the Withholding Tax Law on Real Estate Sales by Non-US Persons – as of February 17, 2016 Congress has enacted a significant change to the required withholding …
CFPB Indicates How to Disclose Title Insurance Premiums in Seller-Pay Scenarios Since announcing the TILA-RESPA Integrated Disclosure rule in 2013, the Consumer Financial Protection Bureau has hosted a …
Making the move to homeownership Buying a home is exciting. It’s also one of the most important financial decisions you’ll make. Are you ready for homeownership? Three decades ago, …
The government’s Home Affordable Refinance Program (HARP) and Home Affordable Modification Program (HAMP) will be extended until the end of 2016, according to an announcement from FHFA Director Mel …
The August 1, 2015 implementation date of the Consumer Financial Protection Bureau (CFPB) rule integrating the TILA-RESPA disclosures is right around the corner. By now you might have heard …
When you are purchasing a home, or taking a new refinance home loan, your Escrow holder will be the center of your real estate transaction. That’s because Escrow is …
It’s hard to forget the effect the real estate market crash had on many people during the recession, which is why so many myths and rumors continue to permeate …